Travel insurance might now be universally regarded as a necessity for anyone going on holiday, but it’s a sad fact that many disabled tourists can still find it difficult to get adequate cover at sensible prices.
From insurance against flight cancellations and lost baggage, to cover for alternative accommodation costs and mislaid travel documents, disabled travellers can struggle to get even the most basic cover provided to them at competitive prices, never mind getting policies designed to cover their specific medical needs.
To help all holidaymakers to get a fair deal, some insurers and brokers, such as Chartwell Insurance, offer specialist travel insurance for disabled people, providing all the benefits and features that a disabled traveller might need, without the traditionally high price tag.
Chartwell Insurance, part of the UK’s largest specialist insurance broker, has developed a range of travel insurance policies for disabled travellers, providing specialist benefits such as cover for pre-existing medical conditions, and up to £300 cover for urgent replacement of lost medication.
Gerry Bucke, general manager at Chartwell, said: “Being able to travel and to go on holiday is not only a fantastic way to relax and unwind, but is increasingly a rite of passage for many people too – and having the freedom to get out there and explore the world is more important to people than ever before.
For many years disabled people faced unfair premiums when looking for quality travel insurance, but we’ve sought to put that right. Whether you’re travelling alone or with a carer, going on holiday in a wheelchair or if you just need to take some extra medication with you, Chartwell will be able to find you an affordable quote.”
Cover can be provided for up to 154 days on a single trip, and 92 days on multi-trip policies, and covers baggage automatically up to £1,500 for loss, damage or theft. Policies can also be extended to offer cover for sports equipment, insurance against travel disruption, and even cover for business trips, cruises, and weddings.
Providing assistance too for disabled people who travel with carers, Chartwell’s policy can cover the cost of flying replacement carers out to you when your carer falls ill – helping you to continue enjoying your holiday without being forced to travel home early.
To find out more about specialist insurance for disabled travellers, call: 0800 089 0146 or visit Chartwell Insurance on their website.